Are you settling for second best?
Are You Settling for Second Best? When looking for a home loan – it is normal to want to get the best rate possible on your mortgage. With many lenders…
Details
WHAT DEPOSIT DO I NEED IF I AM A FIRST HOME BUYER?
What Deposit Do I Need If I am a First Home Buyer? We have had heaps of calls recently from first home buyers wanting to get out of the rental…
Details
THE 3 C’S OF LENDING
Collateral, Capacity, and Character When I first started in lending many years ago – these were the pillars of any lending assessment made by a bank. And it has not…
Details
DO YOU NEED TO REFINANCE YOUR HOME LOAN?
Do You Need to Refinance Your Home Loan If you’ve only taken out your home loan in the last few years, refinancing is probably the last thing on your mind.…
Details
CAN I USE FAMILY AS A GUARANTEE?
With increasing property prices, and also the required 20% deposit to avoid mortgage insurance some young people are looking to the family for assistance to buy their first home. After…
Details
WHAT DO RECENT BANK POLICY CHANGES MEAN TO ME?
You may have heard about recent changes to major bank policies and interest rates etc. These are big changes that are affecting buyers and investors all over Australia. Basically APRA…
Details
WHAT IS A MORTGAGE BROKER?
Mortgage brokers are professionals in the home loan industry. They work with you to determine your borrowing needs and how much you can borrow. Brokers help ensure you don’t take…
Details
SHOULD I USE A MORTGAGE BROKER?
Should I Use A Home Loan Mortgage Broker In Brisbane? There are many reasons why people need a credit or to borrow money. And there are many different types of…
Details
WHAT ARE BEST LOANS FOR SELF-EMPLOYED?
What Are Best Loans For Self-employed? When you’re self-employed and want to obtain a loan, for example for the purchase of your new home, there are certain restrictions and additional…
Details
WHAT DO CHANGING BANK POLICIES MEAN FOR YOU?
What Do Changing Bank Policies Mean For You? In our lives, we are often assaulted by a battery of policies and rules. There are government policies governing the way we…
Details