Sandgate Mortgage Broker

If you’re looking for a trusted Sandgate mortgage broker, North Brisbane Home Loans is here to help. We specialise in tailored mortgage solutions for clients in Sandgate and nearby suburbs. Backed by decades of experience in the financial services industry, our team is dedicated to helping you reach your property ownership goals.

Your Trusted Sandgate Mortgage Broker – North Brisbane Home Loans

Looking for a Sandgate Mortgage Broker? You’re in the right place. North Brisbane Home Loans has proudly supported homeowners and buyers in Sandgate and surrounding suburbs for decades.

Established in 2002 by Certified Mortgage Professional Patrick Cranshaw, North Brisbane Home Loans is known for delivering transparent, stress-free lending solutions. With more than 90 years of combined experience in finance and mortgage broking, our award-winning team has helped clients secure approved loans totalling over $750 million.

We offer expert support across a range of services, including Sandgate home loans for first-home buyers, refinancing, next-home purchases and self-employed borrowers. Our personalised approach means we always prioritise your best interests, tailoring solutions to match your financial goals.

Acknowledged for exceptional service and active local engagement, North Brisbane Home Loans has earned numerous industry awards and accolades over the years.

Whether you’re buying, refinancing or planning your next move, our team is here to help you navigate the home loan process with confidence and care.

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one hand giving another a house symbolising how a Sandgate mortgage broker can help with homeownership image

Why Sandgate is a Great Place to Buy a Home

homes in Sandgate that you can enjoy when you buy one with the help of a Sandgate Mortgage Broker image

Coastal Lifestyle and Natural Beauty

Sandgate’s bayside location offers a peaceful lifestyle by the water, with scenic spots like Bramble Bay, Shorncliffe Pier and Einbunpin Lagoon right on your doorstep. Whether it’s a morning walk along the foreshore or a weekend picnic by the water, the suburb delivers a relaxed coastal atmosphere that’s hard to match.

Historic Charm and Character Homes

Sandgate has retained much of its original charm, with well-preserved Queenslander homes and heritage buildings lining its streets. This historic character gives the area a unique personality that appeals to buyers looking for something more than just another suburb.

Strong Property Market Performance

The local property market continues to perform well, with the median house price around $1.25 million and homes selling quickly – often in under 30 days. This reflects strong demand and healthy capital growth, making it a smart option for both homeowners and investors.

Family-Friendly and Community-Oriented

Known for its welcoming vibe, Sandgate is a great place to raise a family. It’s home to quality schools, parks, playgrounds and a vibrant local community with cafés, markets and regular events that bring people together.

Excellent Transport and Connectivity

Commuting is easy thanks to the Sandgate train station, which offers a direct line to Brisbane CBD in about 30 minutes. The suburb is also well connected by road, with major routes like Sandgate Road and the Gateway Motorway nearby.

Appeal for Homeowners and Investors Alike

Whether you’re buying your forever home or looking for a property with solid rental potential, Sandgate ticks all the right boxes. Its lifestyle appeal, consistent growth and location make it a standout suburb for a wide range of buyers.

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couple happy working with an NBHL Sandgate Mortgage Broker image

Why Work with a North Brisbane Home Loans Mortgage Broker in Sandgate?

Choosing a mortgage broker isn’t just about finding a loan – it’s about finding someone who truly understands your needs and the local market. At North Brisbane Home Loans, we go beyond the numbers to deliver real value for our clients in Sandgate. Here’s what sets us apart:

Extensive Choice Through a Broad Lender Panel

Having options makes all the difference when choosing a home loan. That’s why we work with an expansive panel of trusted lenders, giving you access to a wide variety of mortgage products. Whether you’re self-employed, looking for low interest rates or need flexible repayment options, we’ll help you compare your choices and select the one that’s right for your situation. And with our long-standing relationships in the industry, we can often secure competitive deals others may miss.

Client-Focused, Personalised Support

Your financial path is your own – and we believe your mortgage experience should reflect that. From our first conversation, we take the time to understand where you are and where you want to go. Whether you’re buying, refinancing or planning your next property move, we provide tailored advice and one-on-one support so you can make confident decisions at every stage.

Sandgate Mortgage Broker with In-Depth Local Knowledge

We live and work in the Sandgate and North Brisbane area, so we know the ins and outs of the local property landscape. And as a mortgage broker in Sandgate, we understand what drives the local market and what lenders are really looking for when assessing buyers in this region. Whether you’re entering the market, upsizing or investing locally, you’ll benefit from advice that’s grounded in real experience.

Proven Results and Industry Recognition

Our clients choose us – and recommend us – because we deliver. With over $750 million in approved loans to date and recognition from leading industry awards, we have a strong track record of getting results. More importantly, we’ve earned the trust of hundreds of homebuyers, investors and refinancers who rely on us for reliable, outcome-driven mortgage solutions.

Looking for a mortgage broker Sandgate residents can trust?

We’re ready to help you take the next step. At NBHL, we combine personalised service, in-depth local insight and a broad lender network to guide you toward the right home loan for your needs.

Call us today on 07 3889 9719 or get in touch online to get started.

What an NBHL Sandgate Mortgage Broker Can Help With – Our Services

At North Brisbane Home Loans, we offer tailored mortgage solutions designed to fit your life and financial goals. Whether you’re buying again, self-employed, refinancing or entering the market for the first time, we’re here to guide you through the process. Our deep lender network and hands-on approach make finding the right Sandgate home loan easier, faster and more transparent.

Next Home Purchase Loans

Planning to upgrade or relocate? Whether you’re purchasing a larger property or scaling down, our team can help you transition smoothly. We’ll walk you through your borrowing power, loan structures and options like bridging finance, ensuring your next step is financially sound and stress-free.

Self-Employed Loans

Navigating a home loan when you’re self-employed in Sandgate can feel tricky, but it doesn’t have to be. We specialise in helping business owners, freelancers and contractors secure home finance that suits non-traditional income streams. With a strong understanding of lender policies and financial documentation, we help you present your application with confidence.

Refinancing Solutions

If your current mortgage no longer suits your needs, we’ll help you explore better alternatives. Whether you’re aiming to lower repayments, secure a more competitive rate or consolidate debt, our refinancing experts will find options that align with your goals and improve your long-term financial outlook.

First Home Buyer Guidance

Buying your first property in Sandgate? We’ll simplify the process and walk you through everything from deposit requirements to available government incentives. We take the confusion out of the equation and help you feel confident every step of the way – from pre-approval to settlement.

With personalised service and a strong reputation for client care, North Brisbane Home Loans is the mortgage broker Sandgate locals trust. Reach out to our experienced team today and take the next step with confidence.

Appeal for Homeowners and Investors Alike

Whether you’re buying your forever home or looking for a property with solid rental potential, Sandgate ticks all the right boxes. Its lifestyle appeal, consistent growth and location make it a standout suburb for a wide range of buyers.

Book an Appointment

Testimonials

Top Rated Mortgage Brokers In Brisbane With 300+
5.0 Star Reviews!

North Brisbane Home Loans is rated as the best mortgage and finance broker in Brisbane. See what our clients have to say.

Justin McGee
Great experience! Super easy, low stress, and everything was pretty much on time with the expected dates (not that NBHL have any control over the banks, but they advised us of expectations with this particular lender hahah).

Thanks Brodie and team!
Riley Hall
I can’t speak highly enough of Pat & Di. They were extremely helpful throughout the entire process and made what can often be a stressful experience feel smooth and straightforward. Their communication was clear, timely, and always reassuring. From start to finish, they were professional, supportive, and genuinely had my best interests at heart. I wouldn’t hesitate to recommend them to anyone looking for knowledgeable and reliable lending support.

Thanks again, Pat & Di – you made the whole process so much easier!
Dylan Manson
We had an outstanding experience with North Brisbane Home Loans when buying our first home. Pat, Di, and Jake were incredibly supportive throughout the entire process. Their communication was always clear and timely, and they made sure we were well-informed at every step. Their guidance was invaluable, they explained everything in a way that made the whole journey feel much less overwhelming. We’re so grateful for their help in making our first home purchase a smooth and positive experience. Highly recommend!
Lee Hitchcock
To Pat, Di, Fiona and all the team at North Brisbane Home Loans a massive thank you. Refinancing my home after a relationship split. Service was exemplary and turn around time outstanding. Pat was excellent in highlighting my options and securing me the right lender. Would Highly recommend!!!
Rebecca Woods
Professional, helpful, timely and knowledgeable
Would recommend
Paul Hobbs
Pat and the team at NBHL were amazing. Our requirements were not at all standard - we needed to have 4 people on the title and mortgage, we were selling a property, we needed pre-approval from a lender, and we only had a couple of weeks to get the finance sorted. Pat found us a lender that is flexible, offered a competitive rate, has low fees, and didn't make us jump through lots of crazy hoops.

From our first meeting with Pat, right through to receiving the pre-approval notice from the lender, Pat and the team were accessible, friendly, knowledgeable, helpful, and patient. The communication was excellent - always prompt and clear.

I have no hesitation in recommending NBHL to anyone looking to secure a mortgage - I am quite certain that Pat and his team will be able to find you a great deal.
A Templeton
We thoroughly recommend North Brisbane Home Loans. They assisted us with our loan application when we purchased our home and then helped us with a loan variation later on. Both times, everything went smoothly. Pat, Fiona and the rest of the team are wonderful.
Donna Roberts
I had my first home owner experience with NBHL and have continued to utilise their five star service throughout my refinancing process. Pat and Di have communicated with me throughout and made it so easy to navigate a space I’m very easily confused by. Thanks to NBHL for their continued support of my life goals! 🤩
Crystalclear Sky
Been with Pat for several years. He is the best ever knowlegable and approachable mortage broker. I high recommend this company for anyone who search for the best. 🙂
Luke and Michelle Smith
We had a great experience working with Pat and Jake. From start to finish, they were incredibly responsive and made the whole process easy. They kept us in the loop with clear, timely communication and answered all our questions, no matter how small. Their expertise and dedication took the stress out of securing our home loan. We highly recommend Pat and Jake to anyone.
Harvey Murphy
Pat and Jake were absolutely fantastic! As first-time homebuyers, we were just looking to get our foot in the door, and they made the entire process smooth and stress-free.

They provided us with all the information we needed, answered every question with clarity, and went above and beyond.

Highly recommend their services to anyone looking for a knowledgeable and supportive mortgage broker!
Catherine Reedy
The whole team was very professional,knowledgeable and kept you in the loop. Patrick was our broker and we found him very knowledgeable, experienced and professional. He was very friendly and helpful and didn’t judge us at all for not being very financially savvy and just wanted to do his best to help us get the best financial solution for our wants and needs. I would definitely recommend the company.
Nikita Pidcott
We had an excellent experience working with Pat throughout our home loan journey. Pat took the time to clearly explain all available loan options, and was always quick to respond to questions and provide updated information. The entire process was smooth and efficient. Highly recommend NBHL if you're looking for a knowledgeable, responsive, and professional mortgage broker.
Carrie Gossow
Excellent advice and guidance making our refinancing process painless and smooth. Patrick’s expertise makes navigating the home loan and refinancing process smooth and straightforward. Highly recommend Pat and his experienced team.
Jodi Dyer
Pat & the team are amazing. So helpful. It made buying our first home pleasurable.Would highly recommend.
Tracey Baker
Pat was great in organising a complex mortgage.request.
Nothing was too difficult and always available to talk to us. Nothing was too difficult, made the process so much smoother.
Thomas Chooi
Brendan was really good and responsive. He gave me options to review the different home loan scenarios. I especially liked the video recording of the home loan options that I can refer back to.
Tim Lester
Mortgage Advisor Review: Patrick Cranshaw . We approached Patrick Cranshaw to assist us in securing a favorable mortgage having recently arrived in Australia.
We found Patrick to be an effective and knowledgeable advisor who steered us through what was otherwise a convoluted financial process, especially for us being new to Queensland.
Patrick was not only sound on the advice provided, but also incredibly responsive with communication and updates as the ultimately successful process played out.
We highly recommend Patrick and the team as mortgage advisors and would not hesitate in utilizing their services again in the future.
Chris Toovey
A huge thank you to the team at North Brisbane Home Loans!

As first-home buyers and soon-to-be first-home builders, my partner and I had no idea what we were doing when we started this process. Buying our first block of land felt like a massive step, and to say we were nervous would be an understatement. But Pat and Jake were both absolute legends from start to finish.

They went above and beyond to make everything so much easier for us. They handled all the tricky stuff – liaising with conveyancing lawyers, solicitors, land developers, and even Suncorp Bank – so we didn’t have to stress about it. They broke everything down for us in a way that actually made sense and kept us in the loop every step of the way. We never felt like we were in the dark or overwhelmed, which says a lot considering how new this all was for us.

What really stood out was how comfortable Jake made us feel. He wasn’t just ticking boxes – he genuinely cared about making sure we understood the process and were happy with everything. That personal touch made all the difference. We trusted him completely, and he delivered beyond our expectations.

To Pat, Jake, and the rest of the North Brisbane Home Loans team: thank you so much for making what could’ve been a stressful experience into such a positive one.

If you’re a first-home buyer or builder, we’d highly recommend North Brisbane Home Loans
Betty Visensang
Knowledgeable, Professional and Calm
Back in 2021 a colleague referred me to Patrick, we weren’t ready to buy yet but wanted to meet Pat as he had helped my colleague with his family home, plus 2 additional investment properties. My colleague was so impressed by the services offered by Pat that I had to meet him for myself! He didn’t disappointment, we decided after our first meeting on a plan and locked in to touch base again in a years time!
1 year later, everything was in place and Pat helped us put everything in place and we are now proudly living in our new family home!
Many healthily conversations were had, and Pat is really knowledgeable but we also appreciate his cool and calm manner.
We will not hesitate to refer him and North Shore Home Loans to friends and family. We will also definitely be reaching out again when we expand our investment portfolio in the future.
Tiana Dodd
We worked with Brendan at NBHL as our broker, and he was incredibly knowledgeable and supportive throughout the entire home loan process. He patiently answered all of our questions—no matter how many we had—and made sure to explain everything in a clear, understandable way. His prompt responses to emails and consistent communication were invaluable. We can’t recommend Brendan from NBHL highly enough. Thank you so much!
Aneta Mitchell
We highly recommend Pat, Di and Jake from NBHL - they provided great communication, expert advice, were easy to get hold of and were super friendly. They made buying our new home so smooth and hassle free - if you're looking for a mortgage broker definitely contact Pat at NBHL. Thank you all for your help, we truly appreciate it.
Muz Kay
These guys are 5 star for a reason.
I will not be going anywhere else. Pat and the team are amazing and the whole process was stress free. They are organised and definitely know their stuff. Highly recommend
KG
I highly recommend NBHL, they were super helpful, very knowledgeable and easy to get in contact with. Pat and Jake assisted and explained every step of the process. They made the process of arranging a home loan less stressful.
Emma Palmer
Absolutely on point 💯 recommend. Every step of the way, from the first phone call with Pat we felt like it could be possible to achieve our goal.
Jake then helped us with every step of the process answering every question and guiding us through it. Jake was available when we needed it highly recommend. If anyone is looking for a first rate mortgage broker give Pat and Jake a call you will not be disappointed.
K C
I can't thank Brendan, Fiona, and Pat enough for their help with my mortgage process. They were always so helpful and efficient. I really appreciated their friendliness, attention to detail and prompt communication. I highly recommend their services!
David Watts
Pat, Di & the team at NBHL are an absolute breeze to work with. We have just been with the team for nearly 3 years now and have just refinanced our home loan with them again. Their extreme attention to detail and preparation of the application meant that it was processed quickly and approved without any further documentation required. Would strongly recommend.
Dan George
North Brisbane Home Loans have been fantastic throughout the process. Always courteous and professional. My loan application has been a long and complex one, but the entire team there have done their utmost to find the best pathway, lender, and possible rate for me. They were always responsive and reachable. They deserve the highest recommendation possible.
caroline fuchshuber
So happy with the service Brendan provided. We felt listened to and we did not have to chase him for updates he was prompt in responding to us. So happy we found these guys
Tom Phillipson
Had a very easy and well imformed experience with Pat, Di and the team at NBHL. Our situation was a little challenging but Pat and Di were able to package our application up perfectly and have it approved quicker then we could have imagined.
We have had extremely positive feedback from our solicitors with how NBHL communicated effectively keeping them up to date constantly and keeping them well informed.
I will definitely be recommending NBHL to friends and family.
Jeff Xie
I changed my mind several times, yet the team was quite patient to help me with alternative plans. I'm actually sorry for giving them all the drama.
Anyway, good team, excellent service.
Tara Bennett
We had a great experience with Pat and Jake, who were very helpful through the whole process. They both worked efficiently , took pride in their work and clearly laid down all the options, and listened carefully to our needs. They took great consideration into our circumstance to recommend the best home loan options for our family and what we are looking for.

If you are looking for trusting, knowledgeable, and efficient mortgage brokers, Jake and Pat were fantastic and helped make the process seamless and stress free. I highly recommend them and appreciate the work they have done for us.
Kathy Gill
Exceptional Service and attention to our personal circumstances.
Pat and the whole team at NBHL went over and above to navigate our personal requirements for lending. Our financial structure is not straight forward and Pat's attention to detail right from the start meant that the whole process was a smooth as possible.
The support team also played a huge role at settlement and were able to provide quality information that assisted to alleviate the final hurdles in an extremely timely manner.
The NBHL team took the stress out of our big purchase and we're now one step closer to retirement dreams. We highly recommend their services.

Thanks Pat, Di and the team.
Michael J Grant
First Class Experience! My experience with Patrick was truly first class. From start to finish the team kept me fully informed on the progress of my home loan application. As a first time home buyer everything was explained clearly and simply. Communication was key and they certainly delivered. I would highly recommend Patrick and his team.
Jessica Whitby
My partner and I just purchased our first home with Pat and Jake's support and they were absolutely outstanding from the beginning. We felt they always went above and beyond to ensure we felt supported and understood throughout the entire home loan application and approval process. They were always very responsive over email, text and phone call and answered all of our questions. We would definitely recommend the NBHL team to anyone looking to purchase their first home.
Lachie Mulholland
We have used Jake and Pat and the team twice now for our mortgage needs, and both times have been outstanding experiences. From the very beginning, Jake and Pat were quick to respond and always available to answer our questions.

What impressed us the most was their efficiency and ability to make the process seamless. They provided clear, straightforward advice that helped us make informed decisions, and their quick turnaround times ensured that everything stayed on track.

I highly recommend Jake to anyone looking for a mortgage broker who is knowledgeable, efficient, and genuinely cares about their clients. Thank you, Jake and Pat, for your exceptional service!
Cloyd Coralde
Brendan was a great person to work with, he patiently walked through the whole process with me and my partner. Appreciate his promptness and his level of insight he provided! Great team with great results.
Lesley Phinn
Great service, easy communication process, engaging team made my refinancing easy.
Jasmine Peyroux
NBHL have been amazing to deal with. Special thanks to Fiona and Brendan. Super grateful for the offer I received, anything I needed answers to or clarification around, Brendan was always there to help me understand anything that I didn’t to put my mind at ease. Thank you!
Patrick Tibbs
Brendan, Fiona and the team were amazing. They were incredibly patient, responded promptly and processed my application a lot quicker than I was expecting. Highly recommend using these guys!
Thanks to the team at NBHLs 👊
Laura Alchin
I recently had the pleasure of working with the team from North Brisbane Home Loans to secure a mortgage for my new home, and I cannot recommend their services highly enough. From start to finish, the experience was exceptional.
Pat, Di, Jake & Fiona demonstrated an impressive depth of knowledge and expertise in navigating the complexities of mortgage options. They took the time to thoroughly explain each step of the process, ensuring I felt informed and confident in my decisions. Although I have purchased properties in the past this was the first time that I was purchasing one solely, and admittedly this was terrifying. The team at NBHL communication was seamless throughout, calmed my nerves, provided reassurance and fixed any problems that arose within minutes. To have a team that are always accessible, promptly return calls and emails and provide updates immediately and help 24/7 not because they need to but because they want to is something you don’t see very often anymore. This level of responsiveness helped alleviate any concerns l had along the way and something that I will be forever grateful for. Moreover, Pat & his team were proactive in exploring various mortgage products to find the best fit for my financial situation and goals. Their attention to detail and commitment to securing me favourable terms truly exceeded my expectations.
Overall, working with the team from NBHL was a positive and an stress-free experience. Their professionalism, reliability, and dedication to client satisfaction are commendable. If you're looking for a mortgage broker who goes above and beyond, look no further. I’ve already referred my loved ones and friends because I know they’ll be in great hands. Thanks again, this wouldn’t have been possible without you, NBHL. With kindness , Laura
Adri van der Merwe
Our experience working with Brendan Jiang at NBHL could not have been more positive. Brendan helped us to purchase our first home which we didn’t think was possible. Brendan found a lender for us, answered our endless questions happily and promptly and supported us through the whole process. His professionalism and capability is second to none and we highly recommend Brendan and NBHL.
Winda Rinova
Best decision ever . We were so happy that we went with NBHL , they guide us trough the purchase of our first home all the way from the beginning. Fast response and very friendly team too that support you trough all the process. We even got a nice surprise mail after we moved in our new home. Cant reccomend them enough
Serena Thomas
Highly recommend Pat, Fiona and the NBHL team. The loan application process was seamless and efficient. As first-home buyers, we particularly valued the team's responsiveness and proactive communication, and felt supported throughout the process. Thanks Pat and Fiona.
Ere RM
Excellent team at North Brisbane Home Loans! Brendan, Fiona and Patrick were fantastic! . NBHL’s process was so easy, they did all the leg work for us. We had consistent and regular contact! The team is very knowledgeable and share that knowledge with you! Cannot recommend the NBHL team enough!
Madeline Lawry
Working with Pat and the team at NBHL was an absolute pleasure. They were proactive, communicative, and went above and beyond to find us the best deal. They were happy to answer any questions we had, and always got back to us really quickly. Their expertise and attention to detail made the entire experience stress-free. We're grateful for their amazing service!
tabithablue009
Brendan and Fiona were really wonderful in helping me with my first home loan. They were prompt and always happy to answer any questions.
peter knox
Very Good service. Buying a house is a daunting task,
The stress that goes with not only dealing with the lenders, Real Estate, Etc.
Having someone that is in your corner to guide you through what a times seems impossible.
With Pat and the team, made it so much easier, believe me.
Everytime we had any doubts about what to do next, The team were only a phone call away.
Thank you Patrick and all the team for your support.
If i had to do it again, I will certianly use their services again.
A job very well done.
Fil Australia
Patrick and the team helped us get into the market when we thought it was out of reach.
Thankyou
Cassidy Hardingham
Pat, Di and Jake were amazing to work with. We are first home buyers and they really helped us through the process and took the time to explain every little detail. Very friendly and down to earth. Would 100% recommend!