North Lakes Mortgage Broker

Do you need a North Lakes mortgage broker who understands the local market and who actually listens? That’s what we do best at North Brisbane Home Loans. With an established local reputation for excellence and an award-winning team dedicated to helping both new and existing customers, NBHL is here to help with all your finance-related needs.

Your Trusted North Lakes Mortgage Broker

North Brisbane Home Loans is the ideal mortgage broker for North Lakes residents who want help with their finances. With over 20 years of experience, a strong community focus and a client-first approach, our goal is to ensure our clients get the finance solutions they need.

At North Brisbane Home Loans, we don’t waste your time with endless paperwork or insist on doing an invasive deep dive into your spending habits. We want to make this process as simple and stress-free as possible.
We engage directly with clients to find out what your current situation is and what your future financial goals are. We’ll happily answer all of your questions and then present you with a solution that is tailored to your specific needs. No sales gimmicks or confusing industry jargon, just sensible advice and high-quality results.

Whether you’re buying your first home, upgrading to your dream home or looking for a new investment, the team at North Brisbane Home Loans will help you successfully navigate the journey. To find out how, speak with a North Lakes mortgage broker today.

A couple meet with their North Lakes mortgage broker

Why Work with a North Lakes Mortgage Broker?

Shaking hands with a North Lakes mortgage broker after signing a contract

When it comes to choosing a mortgage broker, North Lakes residents should always consider working with a local finance professional. What are the benefits of choosing a mortgage broker in North Lakes? When you work with a local broker, you’ll have someone on your team who:

Understands the Local Property Market

A professional knowledge of the local property market is a relevant and useful tool to have in your home-buying arsenal. At North Brisbane Home Loans, our team are all locally based in the North Brisbane area. Our knowledge of the local area hasn’t just come from reading statistics online – we live here! That means we shop at the local supermarkets, our kids attend the local schools and we appreciate the unique factors that impact the local real estate market. This gives us a unique advantage when it comes to providing insights to local homebuyers.

Is Aware of Regional Lending Conditions

It’s important to be aware of regional lending conditions when it comes to eligibility for government incentives and stamp duty concessions. For example, imagine a first home buyer in North Lakes is looking to purchase a property for under $700,000. A North Lakes mortgage broker who understands Queensland government incentives (and how they apply in metro vs regional areas) can structure the loan application to take full advantage of stamp duty concessions and the First Home Owner Grant (potentially saving this first home buyer tens of thousands of dollars!).

Local Connections to Industry Professionals

Buying a house and moving to a new home can be a very stressful event (more stressful than childbirth, according to a recent survey!). But with the right local connections, it doesn’t have to be as stressful as you may think. A mortgage broker in North Lakes can provide expert recommendations on who you can trust to help with this major life event. At North Brisbane Home Loans, we’ve established a local network of property valuers, removalists, conveyancers, buyers’ agents and building inspectors. All of these businesses operate in the North Lakes area and are companies that we know and trust.

While we’re proudly local to North Lakes, that certainly doesn’t mean our reach is limited! At North Brisbane Home Loans, we are delighted to have a broad panel of both bank and non-bank lenders. This allows us to combine national mortgage solutions with the kind of personalised service only a local finance broker can provide.

A man checks off a list of positive traits his North Lakes mortgage broker has

What Makes a Good Mortgage Broker in North Lakes?

With almost 20,000 mortgage brokers now operating in Australia, how are you supposed to choose the right one for you? To start with, look for a mortgage broker with plenty of experience and industry knowledge. Understanding the complexities of loan structures and appreciating the nuances of different lender criteria is a skill that takes time to develop.

Communication is also an important skill for mortgage brokers in North Lakes – look for someone who is transparent and who can clearly explain their process. Good communication with your broker is the only way to ensure you’re getting a personalised loan strategy that is suited to your unique financial situation.

Additionally, your mortgage broker should have an extensive lending panel, to ensure you have access to a wide range of loan products.

With over 350 5-star Google reviews, North Brisbane Home Loans has an established reputation for excellence. With a focus on clear communication, a broad lending panel and a team that boasts 100 years of combined experience, we are happy to assist with all kinds of North Lakes home loans.

Why Choose NBHL for Your North Lakes Home Loans?

A new home purchased with the help of a mortgage broker in North Lakes

Operating in North Brisbane for Over 20 Years

North Brisbane Home Loans was established way back in 2002 by Certified Mortgage Professional Patrick Cranshaw. This means we’ve been assisting North Lakes locals with their financial needs for over 20 years.

Over $750M+ in Approved Loans

Our experienced team of brokers has played a key role in securing over $750 million worth of approved loans for our clients. That’s over $750 million worth of new homes, investment properties, home upgrades and refinancing contracts for our varied client base.

100 Years of Combined Experience

Our team of brokers have a combined 100 years of experience working in the mortgage-broking and finance industries. This extensive background gives our team an in-depth knowledge of the Australian finance industry and a clear understanding of current lending criteria.

Client-Focused Approach

Our business approach has always been focused on meeting the needs of our clients. That’s why we offer transparent, no-obligation consultations that are designed to inform and guide each client towards a successful outcome.

Award-Winning Customer Service

North Brisbane Home Loans have been repeatedly recognised for our excellence in broking and customer service. In recent years we’ve been named one of the Top 3 brokers in Brisbane and one of the Top 2 brokers in Queensland, in addition to being nominated as a Finalist for Best Customer Service.

Conveniently Located in North Brisbane

With an office conveniently located close to North Lakes and servicing all of the North Brisbane area, our team is ideally placed to help local homebuyers secure the right finance to suit their needs.

North Lakes Mortgage Broker: What NBHL Offers

North Brisbane Home Loans can assist with a wide range of North Lakes home loans, including finance for:

First Home Buyers

With 54 parks covering over 18% of the suburb, North Lakes is a popular choice for first home buyers seeking a family-friendly neighbourhood. Our brokers can help eligible first-time home buyers access a range of government initiatives designed to make buying a property easier.

Refinancing

With passing time and changing circumstances, many homeowners find their mortgage is no longer serving them the way it used to. A North Lakes mortgage broker from NBHL can provide expert assistance to homeowners seeking a more flexible loan structure or a refinanced loan that is better suited to their current financial needs.

Next Homes

As families change and equity builds, many homeowners find themselves searching for a new home. Whether that’s moving to something bigger, downsizing to something smaller or simply upgrading to something a bit more modern, our brokers can help you navigate the unique complexities of buying and selling.

Self-Employed Loans

With over 221,000 small business owners in the Greater Brisbane area, there’s a growing number of self-employed individuals looking to buy a home. Our brokers can evaluate your circumstances and provide expert advice tailored to your unique situation as a self-employed borrower.

Investment Loans

With an average rental yield of 4.1% and a compound growth rate of almost 12%, the North Lakes area is an attractive prospect for property investors. Whether you’re a first-time investor or you’ve already got an impressive property portfolio, we can provide expert financial advice to suit your short- and long-term investment goals.

Top Mortgage Brokers Brisbane
new house with the help of a Bridgeman Downs mortgage broker

Mortgage Broker North Lakes: Talk to NBHL for Expert Advice

Whether you’re a first home buyer looking to climb on the property ladder or you’re a long-time homeowner planning your next move, North Brisbane Home Loans is here to make the process easier.

As your trusted North Lakes mortgage broker, we combine local knowledge with national reach to deliver smart, tailored loan solutions — without the added stress! So, there’s no need to feel anxious. Our friendly team of experienced brokers is ready to guide you every step of the way.

Book your free consultation today and let us help you secure a home loan that truly works for you.

Testimonials

Top Rated Mortgage Brokers In Brisbane With 300+
5.0 Star
Reviews!

North Brisbane Home Loans is rated as the best mortgage and finance broker in Brisbane. See what our clients have to say.

ALV UjWaiEZpKwvTkjRyO6r0g7ip04W7ev2DCzGT QXgrYPyC5DyEMM=s56 c rp mo br100
AMVFTWISM
Bought my apartment from them about a year ago. Was recommended by a friend of mine. Absolutely amazing work and willing to go the extra mile. Interacted with most of the team, each and every one of them are the best there is. - Matt.
ACg8ocKr33p5Kip4uUm9C4O 4Zs vT ExLEZuylKQWw4RkptrEx0kQ=s56 c rp mo br100
Lachlan Ashworth
Matt made the home buying process process massively easier for us. Being first home buyers we went into this with no experience. We had heard that the team you have can make or break the stress of it all. Matt and the team at NBH were was always within reach, were very knowledgeable, and were resiliently patient with all our questions. We appreciate all the extra effort they put in to make it a smooth operation
ACg8ocKS5wxHt7kFI13a6 Eq0vq kICz9IsMN5b6yHc 6BnQAiDhzA=s56 c rp mo br100
Lance Scarrott
Matt and the team couldn't have been more helpful. We went from initial enquiry to loan approved in a very short space of time. This is the 4th time we have used NBHL and couldn't recommend them any higher!
ACg8ocIoeBEBMNwCsfNjbIX mBDaBIwafKp1akGKEUrTGNqhCEI0QYc=s56 c rp mo br100
Ken Gossow
I had a fantastic experience working with this team. They provided thorough information and are my top choice for brokering.
ALV UjXgGE6Vojt7Cl51R CVl91bWLd3ldzownCEETINh3W3gU7hwBSp=s56 c rp mo ba2 br100
Daniel Barwick
Brodie and the team were very responsive
ACg8ocJVAqyXxfN8VK QrlKaLe U7qwZyIxfd3I5nY7Fh6sMG6hPPw=s56 c rp mo br100
Prue Kingsford-West
I never thought finance (even a bridging loan) would be the smoothest, most stress-free part of our home purchase process. Working with Brodie was excellent; he was calm, friendly, and always quick to respond, handling all the communication and guiding us through each step. When he wasn’t available, Georgia and Molly were just as helpful and across our application.

We got exactly the outcome we wanted and would recommend the team without hesitation. Thanks legends!
ALV UjVRbyv9FMIEYLapZy0KAxSmw4qFh9Ygr9TUHNgU4WOhCpXzg1Ax=s56 c rp mo br100
Joshua Moore
We partnered with North Brisbane Home Loans to help secure financing for our first home. Matthew was very helpful, prompt, and moved at a fast pace - making sure we secured what we needed to succeed. Highly recommend, thank you
ALV UjVHfJylcVdIKKiNsvlbGEhjByRA2OK O6ytBCNET xCmER9fnwW=s56 c rp mo br100
Lara Moore
Matthew and the team at North Brisbane Home Loans turned what felt like a pipe dream of owning our first home into a reality. Matthew was able to demystify the process for us and help us confidently purchase our own home within a very tight time frame! We can’t thank him enough for his generosity, guidance and expertise.
ALV UjVmXMERlbX7wOE3E 4IVB2VSWoIdd 9UqxMeN4d1Fw3HTg7MRw=s56 c rp mo br100
Trent Adams
Couldn’t recommend these guys enough. Matthew as well as all other staff went above and beyond with helping me out secure my first home! They were very easy to deal with, explained everything very clear and promptly kept me updated!
ACg8ocKWb0qLRX3we4qbudS rtixUBtF7htOSNZR2OOdT7eGFsbiiQ=s56 c rp mo br100
Dan Klaravel
Brodie and the wider team were incredible to deal with. Diligent, approachable, and always provided an amazing level of expertise and service. We are so grateful and we wouldn't hesitate to recommend NBHL to anyone.
ALV UjW6GCveyCjt5zbsQkRJKfwXIUPFNV09OEE0GFLzD dltVtLh Cu=s56 c rp mo br100
Mikaela Perham
Absolutely amazing experience purchasing my first home with Pat & the team! 👏 thanks again team!
ACg8ocLGepb0PTy CERgwRZ9rTgB0Obwnqd9u8U2I91XSp h njF1g=s56 c rp mo br100
David Watts
We've just been through the process of Refinancing with NBHL after having our mortgage with them for over 3 years and were very impressed with the speed, accuracy and advice provided to us throughout the process. Would highly recommend!
ACg8ocKXo o1rBNN2fvhY8N4Ypq4jbrLgho4kwrxms1aC2GIVbDX=s56 c rp mo ba2 br100
Stephen O'brien
10+ Years of Exceptional Support – Wouldn’t Go Anywhere Else!!
I've been working with Pat and the team for over 10 years now, and honestly, I wouldn't go anywhere else for home loan advice. They've helped me through multiple property purchases and every time the service has been exceptional.

What stands out most is how personal and genuine the experience is — you're not just a number. They take the time to really understand your needs and always come back with clear, honest advice. Nothing is ever too hard, and their responsiveness is incredible — always on the front foot, always calm, and always professional.

You can really feel the care and pride they put into what they do. I’ve recommended them to friends and family over the years and will continue to do so. It’s rare to find people this dependable, knowledgeable and easy to work with.

Massive shout out to Brodie in the team for the help recently, truly awesome and a pleasure to deal with!!!

Highly recommend.
ACg8ocLaUsJQzSTuz3BiqBUJ8FzTTgFN LSy9714yZN5Xfpm YmLFr9=s56 c rp mo ba3 br100
Justin McGee
Great experience! Super easy, low stress, and everything was pretty much on time with the expected dates (not that NBHL have any control over the banks, but they advised us of expectations with this particular lender hahah).

Thanks Brodie and team!
ALV UjWMLSNhzfdJ1peJMycsjDKPkV6rBMqUO8se7coZGDgvm1RQJbcY=s56 c rp mo br100
Riley Hall
I can’t speak highly enough of Pat & Di. They were extremely helpful throughout the entire process and made what can often be a stressful experience feel smooth and straightforward. Their communication was clear, timely, and always reassuring. From start to finish, they were professional, supportive, and genuinely had my best interests at heart. I wouldn’t hesitate to recommend them to anyone looking for knowledgeable and reliable lending support.

Thanks again, Pat & Di – you made the whole process so much easier!
ACg8ocL127 13kg9uCjbsY7Eho6Spf3SJNGk9PcUArDw7cgcgm78Ug=s56 c rp mo br100
Dylan Manson
We had an outstanding experience with North Brisbane Home Loans when buying our first home. Pat, Di, and Jake were incredibly supportive throughout the entire process. Their communication was always clear and timely, and they made sure we were well-informed at every step. Their guidance was invaluable, they explained everything in a way that made the whole journey feel much less overwhelming. We’re so grateful for their help in making our first home purchase a smooth and positive experience. Highly recommend!
ACg8ocJDajhgpnpVj8lIIJ0mPJiHNpL94 dUIaQTojN2Hjr2v6XR2w=s56 c rp mo br100
Lee Hitchcock
To Pat, Di, Fiona and all the team at North Brisbane Home Loans a massive thank you. Refinancing my home after a relationship split. Service was exemplary and turn around time outstanding. Pat was excellent in highlighting my options and securing me the right lender. Would Highly recommend!!!
ALV UjVrG1f2S3D1o2Q1Z15impq8g3dfdCpEcR16ZL0fxtX cF WvdE=s56 c rp mo br100
Rebecca Woods
Professional, helpful, timely and knowledgeable
Would recommend
ACg8ocJ8UGxNtLF vwgZiRGS97UqLrNn9J4Xuy6tVugP6YFQISlr w=s56 c rp mo br100
Paul Hobbs
Pat and the team at NBHL were amazing. Our requirements were not at all standard - we needed to have 4 people on the title and mortgage, we were selling a property, we needed pre-approval from a lender, and we only had a couple of weeks to get the finance sorted. Pat found us a lender that is flexible, offered a competitive rate, has low fees, and didn't make us jump through lots of crazy hoops.

From our first meeting with Pat, right through to receiving the pre-approval notice from the lender, Pat and the team were accessible, friendly, knowledgeable, helpful, and patient. The communication was excellent - always prompt and clear.

I have no hesitation in recommending NBHL to anyone looking to secure a mortgage - I am quite certain that Pat and his team will be able to find you a great deal.
ACg8ocLRKpL02ygYyKh0HuOA4YSV0evXOuF4yiS6nxp3cUwp1RlD2g=s56 c rp mo br100
A Templeton
We thoroughly recommend North Brisbane Home Loans. They assisted us with our loan application when we purchased our home and then helped us with a loan variation later on. Both times, everything went smoothly. Pat, Fiona and the rest of the team are wonderful.
ALV UjUe7NWVNVqPdfXGiCblqXBCn92ytF YtwcBPGvW49zYnoQXp P0Bw=s56 c rp mo br100
Donna Roberts
I had my first home owner experience with NBHL and have continued to utilise their five star service throughout my refinancing process. Pat and Di have communicated with me throughout and made it so easy to navigate a space I’m very easily confused by. Thanks to NBHL for their continued support of my life goals! 🤩
ALV UjVekACCqWmFCHa26saxtu2T72ACYzXkT7SfhMhMKZ83uoPSYwyU=s56 c rp mo ba2 br100
Crystalclear Sky
Been with Pat for several years. He is the best ever knowlegable and approachable mortage broker. I high recommend this company for anyone who search for the best. 🙂
ACg8ocLHQGZfPeW3dvQdH2n4cCNd78ZNdIpGQEKRVI cxZ xm2 q1Q=s56 c rp mo br100
Luke and Michelle Smith
We had a great experience working with Pat and Jake. From start to finish, they were incredibly responsive and made the whole process easy. They kept us in the loop with clear, timely communication and answered all our questions, no matter how small. Their expertise and dedication took the stress out of securing our home loan. We highly recommend Pat and Jake to anyone.
ALV UjXM2scWTellqxQETYOFkS7Na1DFiw5ii BAjScDSIWofMsAKqIX=s56 c rp mo ba2 br100
Harvey Murphy
Pat and Jake were absolutely fantastic! As first-time homebuyers, we were just looking to get our foot in the door, and they made the entire process smooth and stress-free.

They provided us with all the information we needed, answered every question with clarity, and went above and beyond.

Highly recommend their services to anyone looking for a knowledgeable and supportive mortgage broker!
ACg8ocKx3cYJqiHUtLTLVyfWP5BIOWJ5HSnpCJeTrJRvrPNx5uUdFQ=s56 c rp mo br100
Catherine Reedy
The whole team was very professional,knowledgeable and kept you in the loop. Patrick was our broker and we found him very knowledgeable, experienced and professional. He was very friendly and helpful and didn’t judge us at all for not being very financially savvy and just wanted to do his best to help us get the best financial solution for our wants and needs. I would definitely recommend the company.