North Lakes Mortgage Broker

Do you need a North Lakes mortgage broker who understands the local market and who actually listens? That’s what we do best at North Brisbane Home Loans. With an established local reputation for excellence and an award-winning team dedicated to helping both new and existing customers, NBHL is here to help with all your finance-related needs.

Your Trusted North Lakes Mortgage Broker

North Brisbane Home Loans is the ideal mortgage broker for North Lakes residents who want help with their finances. With over 20 years of experience, a strong community focus and a client-first approach, our goal is to ensure our clients get the finance solutions they need.

At North Brisbane Home Loans, we don’t waste your time with endless paperwork or insist on doing an invasive deep dive into your spending habits. We want to make this process as simple and stress-free as possible.
We engage directly with clients to find out what your current situation is and what your future financial goals are. We’ll happily answer all of your questions and then present you with a solution that is tailored to your specific needs. No sales gimmicks or confusing industry jargon, just sensible advice and high-quality results.

Whether you’re buying your first home, upgrading to your dream home or looking for a new investment, the team at North Brisbane Home Loans will help you successfully navigate the journey. To find out how, speak with a North Lakes mortgage broker today.

A couple meet with their North Lakes mortgage broker

Why Work with a North Lakes Mortgage Broker?

Shaking hands with a North Lakes mortgage broker after signing a contract

When it comes to choosing a mortgage broker, North Lakes residents should always consider working with a local finance professional. What are the benefits of choosing a mortgage broker in North Lakes? When you work with a local broker, you’ll have someone on your team who:

Understands the Local Property Market

A professional knowledge of the local property market is a relevant and useful tool to have in your home-buying arsenal. At North Brisbane Home Loans, our team are all locally based in the North Brisbane area. Our knowledge of the local area hasn’t just come from reading statistics online – we live here! That means we shop at the local supermarkets, our kids attend the local schools and we appreciate the unique factors that impact the local real estate market. This gives us a unique advantage when it comes to providing insights to local homebuyers.

Is Aware of Regional Lending Conditions

It’s important to be aware of regional lending conditions when it comes to eligibility for government incentives and stamp duty concessions. For example, imagine a first home buyer in North Lakes is looking to purchase a property for under $700,000. A North Lakes mortgage broker who understands Queensland government incentives (and how they apply in metro vs regional areas) can structure the loan application to take full advantage of stamp duty concessions and the First Home Owner Grant (potentially saving this first home buyer tens of thousands of dollars!).

Local Connections to Industry Professionals

Buying a house and moving to a new home can be a very stressful event (more stressful than childbirth, according to a recent survey!). But with the right local connections, it doesn’t have to be as stressful as you may think. A mortgage broker in North Lakes can provide expert recommendations on who you can trust to help with this major life event. At North Brisbane Home Loans, we’ve established a local network of property valuers, removalists, conveyancers, buyers’ agents and building inspectors. All of these businesses operate in the North Lakes area and are companies that we know and trust.

While we’re proudly local to North Lakes, that certainly doesn’t mean our reach is limited! At North Brisbane Home Loans, we are delighted to have a broad panel of both bank and non-bank lenders. This allows us to combine national mortgage solutions with the kind of personalised service only a local finance broker can provide.

A man checks off a list of positive traits his North Lakes mortgage broker has

What Makes a Good Mortgage Broker in North Lakes?

With almost 20,000 mortgage brokers now operating in Australia, how are you supposed to choose the right one for you? To start with, look for a mortgage broker with plenty of experience and industry knowledge. Understanding the complexities of loan structures and appreciating the nuances of different lender criteria is a skill that takes time to develop.

Communication is also an important skill for mortgage brokers in North Lakes – look for someone who is transparent and who can clearly explain their process. Good communication with your broker is the only way to ensure you’re getting a personalised loan strategy that is suited to your unique financial situation.

Additionally, your mortgage broker should have an extensive lending panel, to ensure you have access to a wide range of loan products.

With over 350 5-star Google reviews, North Brisbane Home Loans has an established reputation for excellence. With a focus on clear communication, a broad lending panel and a team that boasts 100 years of combined experience, we are happy to assist with all kinds of North Lakes home loans.

Why Choose NBHL for Your North Lakes Home Loans?

A new home purchased with the help of a mortgage broker in North Lakes

Operating in North Brisbane for Over 20 Years

North Brisbane Home Loans was established way back in 2002 by Certified Mortgage Professional Patrick Cranshaw. This means we’ve been assisting North Lakes locals with their financial needs for over 20 years.

Over $750M+ in Approved Loans

Our experienced team of brokers has played a key role in securing over $750 million worth of approved loans for our clients. That’s over $750 million worth of new homes, investment properties, home upgrades and refinancing contracts for our varied client base.

100 Years of Combined Experience

Our team of brokers have a combined 100 years of experience working in the mortgage-broking and finance industries. This extensive background gives our team an in-depth knowledge of the Australian finance industry and a clear understanding of current lending criteria.

Client-Focused Approach

Our business approach has always been focused on meeting the needs of our clients. That’s why we offer transparent, no-obligation consultations that are designed to inform and guide each client towards a successful outcome.

Award-Winning Customer Service

North Brisbane Home Loans have been repeatedly recognised for our excellence in broking and customer service. In recent years we’ve been named one of the Top 3 brokers in Brisbane and one of the Top 2 brokers in Queensland, in addition to being nominated as a Finalist for Best Customer Service.

Conveniently Located in North Brisbane

With an office conveniently located close to North Lakes and servicing all of the North Brisbane area, our team is ideally placed to help local homebuyers secure the right finance to suit their needs.

North Lakes Mortgage Broker: What NBHL Offers

North Brisbane Home Loans can assist with a wide range of North Lakes home loans, including finance for:

First Home Buyers

With 54 parks covering over 18% of the suburb, North Lakes is a popular choice for first home buyers seeking a family-friendly neighbourhood. Our brokers can help eligible first-time home buyers access a range of government initiatives designed to make buying a property easier.

Refinancing

With passing time and changing circumstances, many homeowners find their mortgage is no longer serving them the way it used to. A North Lakes mortgage broker from NBHL can provide expert assistance to homeowners seeking a more flexible loan structure or a refinanced loan that is better suited to their current financial needs.

Next Homes

As families change and equity builds, many homeowners find themselves searching for a new home. Whether that’s moving to something bigger, downsizing to something smaller or simply upgrading to something a bit more modern, our brokers can help you navigate the unique complexities of buying and selling.

Self-Employed Loans

With over 221,000 small business owners in the Greater Brisbane area, there’s a growing number of self-employed individuals looking to buy a home. Our brokers can evaluate your circumstances and provide expert advice tailored to your unique situation as a self-employed borrower.

Investment Loans

With an average rental yield of 4.1% and a compound growth rate of almost 12%, the North Lakes area is an attractive prospect for property investors. Whether you’re a first-time investor or you’ve already got an impressive property portfolio, we can provide expert financial advice to suit your short- and long-term investment goals.

Top Mortgage Brokers Brisbane
new house with the help of a Bridgeman Downs mortgage broker

Mortgage Broker North Lakes: Talk to NBHL for Expert Advice

Whether you’re a first home buyer looking to climb on the property ladder or you’re a long-time homeowner planning your next move, North Brisbane Home Loans is here to make the process easier.

As your trusted North Lakes mortgage broker, we combine local knowledge with national reach to deliver smart, tailored loan solutions — without the added stress! So, there’s no need to feel anxious. Our friendly team of experienced brokers is ready to guide you every step of the way.

Book your free consultation today and let us help you secure a home loan that truly works for you.

Testimonials

Top Rated Mortgage Brokers In Brisbane With 300+
5.0 Star
Reviews!

North Brisbane Home Loans is rated as the best mortgage and finance broker in Brisbane. See what our clients have to say.

I had a fantastic experience working with this team. They provided thorough information and are my top choice for brokering.
Brodie and the team were very responsive
I never thought finance (even a bridging loan) would be the smoothest, most stress-free part of our home purchase process. Working with Brodie was excellent; he was calm, friendly, and always quick to respond, handling all the communication and guiding us through each step. When he wasn’t available, Georgia and Molly were just as helpful and across our application.

We got exactly the outcome we wanted and would recommend the team without hesitation. Thanks legends!
We partnered with North Brisbane Home Loans to help secure financing for our first home. Matthew was very helpful, prompt, and moved at a fast pace - making sure we secured what we needed to succeed. Highly recommend, thank you
Matthew and the team at North Brisbane Home Loans turned what felt like a pipe dream of owning our first home into a reality. Matthew was able to demystify the process for us and help us confidently purchase our own home within a very tight time frame! We can’t thank him enough for his generosity, guidance and expertise.
Couldn’t recommend these guys enough. Matthew as well as all other staff went above and beyond with helping me out secure my first home! They were very easy to deal with, explained everything very clear and promptly kept me updated!
Brodie and the wider team were incredible to deal with. Diligent, approachable, and always provided an amazing level of expertise and service. We are so grateful and we wouldn't hesitate to recommend NBHL to anyone.
Absolutely amazing experience purchasing my first home with Pat & the team! 👏 thanks again team!
We've just been through the process of Refinancing with NBHL after having our mortgage with them for over 3 years and were very impressed with the speed, accuracy and advice provided to us throughout the process. Would highly recommend!
10+ Years of Exceptional Support – Wouldn’t Go Anywhere Else!!
I've been working with Pat and the team for over 10 years now, and honestly, I wouldn't go anywhere else for home loan advice. They've helped me through multiple property purchases and every time the service has been exceptional.

What stands out most is how personal and genuine the experience is — you're not just a number. They take the time to really understand your needs and always come back with clear, honest advice. Nothing is ever too hard, and their responsiveness is incredible — always on the front foot, always calm, and always professional.

You can really feel the care and pride they put into what they do. I’ve recommended them to friends and family over the years and will continue to do so. It’s rare to find people this dependable, knowledgeable and easy to work with.

Massive shout out to Brodie in the team for the help recently, truly awesome and a pleasure to deal with!!!

Highly recommend.
Great experience! Super easy, low stress, and everything was pretty much on time with the expected dates (not that NBHL have any control over the banks, but they advised us of expectations with this particular lender hahah).

Thanks Brodie and team!
I can’t speak highly enough of Pat & Di. They were extremely helpful throughout the entire process and made what can often be a stressful experience feel smooth and straightforward. Their communication was clear, timely, and always reassuring. From start to finish, they were professional, supportive, and genuinely had my best interests at heart. I wouldn’t hesitate to recommend them to anyone looking for knowledgeable and reliable lending support.

Thanks again, Pat & Di – you made the whole process so much easier!
We had an outstanding experience with North Brisbane Home Loans when buying our first home. Pat, Di, and Jake were incredibly supportive throughout the entire process. Their communication was always clear and timely, and they made sure we were well-informed at every step. Their guidance was invaluable, they explained everything in a way that made the whole journey feel much less overwhelming. We’re so grateful for their help in making our first home purchase a smooth and positive experience. Highly recommend!
To Pat, Di, Fiona and all the team at North Brisbane Home Loans a massive thank you. Refinancing my home after a relationship split. Service was exemplary and turn around time outstanding. Pat was excellent in highlighting my options and securing me the right lender. Would Highly recommend!!!
Professional, helpful, timely and knowledgeable
Would recommend
Pat and the team at NBHL were amazing. Our requirements were not at all standard - we needed to have 4 people on the title and mortgage, we were selling a property, we needed pre-approval from a lender, and we only had a couple of weeks to get the finance sorted. Pat found us a lender that is flexible, offered a competitive rate, has low fees, and didn't make us jump through lots of crazy hoops.

From our first meeting with Pat, right through to receiving the pre-approval notice from the lender, Pat and the team were accessible, friendly, knowledgeable, helpful, and patient. The communication was excellent - always prompt and clear.

I have no hesitation in recommending NBHL to anyone looking to secure a mortgage - I am quite certain that Pat and his team will be able to find you a great deal.
We thoroughly recommend North Brisbane Home Loans. They assisted us with our loan application when we purchased our home and then helped us with a loan variation later on. Both times, everything went smoothly. Pat, Fiona and the rest of the team are wonderful.
I had my first home owner experience with NBHL and have continued to utilise their five star service throughout my refinancing process. Pat and Di have communicated with me throughout and made it so easy to navigate a space I’m very easily confused by. Thanks to NBHL for their continued support of my life goals! 🤩
Been with Pat for several years. He is the best ever knowlegable and approachable mortage broker. I high recommend this company for anyone who search for the best. 🙂
We had a great experience working with Pat and Jake. From start to finish, they were incredibly responsive and made the whole process easy. They kept us in the loop with clear, timely communication and answered all our questions, no matter how small. Their expertise and dedication took the stress out of securing our home loan. We highly recommend Pat and Jake to anyone.
Pat and Jake were absolutely fantastic! As first-time homebuyers, we were just looking to get our foot in the door, and they made the entire process smooth and stress-free.

They provided us with all the information we needed, answered every question with clarity, and went above and beyond.

Highly recommend their services to anyone looking for a knowledgeable and supportive mortgage broker!
The whole team was very professional,knowledgeable and kept you in the loop. Patrick was our broker and we found him very knowledgeable, experienced and professional. He was very friendly and helpful and didn’t judge us at all for not being very financially savvy and just wanted to do his best to help us get the best financial solution for our wants and needs. I would definitely recommend the company.
We had an excellent experience working with Pat throughout our home loan journey. Pat took the time to clearly explain all available loan options, and was always quick to respond to questions and provide updated information. The entire process was smooth and efficient. Highly recommend NBHL if you're looking for a knowledgeable, responsive, and professional mortgage broker.
Excellent advice and guidance making our refinancing process painless and smooth. Patrick’s expertise makes navigating the home loan and refinancing process smooth and straightforward. Highly recommend Pat and his experienced team.
Pat & the team are amazing. So helpful. It made buying our first home pleasurable.Would highly recommend.
Pat was great in organising a complex mortgage.request.
Nothing was too difficult and always available to talk to us. Nothing was too difficult, made the process so much smoother.
Brendan was really good and responsive. He gave me options to review the different home loan scenarios. I especially liked the video recording of the home loan options that I can refer back to.
Mortgage Advisor Review: Patrick Cranshaw . We approached Patrick Cranshaw to assist us in securing a favorable mortgage having recently arrived in Australia.
We found Patrick to be an effective and knowledgeable advisor who steered us through what was otherwise a convoluted financial process, especially for us being new to Queensland.
Patrick was not only sound on the advice provided, but also incredibly responsive with communication and updates as the ultimately successful process played out.
We highly recommend Patrick and the team as mortgage advisors and would not hesitate in utilizing their services again in the future.
A huge thank you to the team at North Brisbane Home Loans!

As first-home buyers and soon-to-be first-home builders, my partner and I had no idea what we were doing when we started this process. Buying our first block of land felt like a massive step, and to say we were nervous would be an understatement. But Pat and Jake were both absolute legends from start to finish.

They went above and beyond to make everything so much easier for us. They handled all the tricky stuff – liaising with conveyancing lawyers, solicitors, land developers, and even Suncorp Bank – so we didn’t have to stress about it. They broke everything down for us in a way that actually made sense and kept us in the loop every step of the way. We never felt like we were in the dark or overwhelmed, which says a lot considering how new this all was for us.

What really stood out was how comfortable Jake made us feel. He wasn’t just ticking boxes – he genuinely cared about making sure we understood the process and were happy with everything. That personal touch made all the difference. We trusted him completely, and he delivered beyond our expectations.

To Pat, Jake, and the rest of the North Brisbane Home Loans team: thank you so much for making what could’ve been a stressful experience into such a positive one.

If you’re a first-home buyer or builder, we’d highly recommend North Brisbane Home Loans
Knowledgeable, Professional and Calm
Back in 2021 a colleague referred me to Patrick, we weren’t ready to buy yet but wanted to meet Pat as he had helped my colleague with his family home, plus 2 additional investment properties. My colleague was so impressed by the services offered by Pat that I had to meet him for myself! He didn’t disappointment, we decided after our first meeting on a plan and locked in to touch base again in a years time!
1 year later, everything was in place and Pat helped us put everything in place and we are now proudly living in our new family home!
Many healthily conversations were had, and Pat is really knowledgeable but we also appreciate his cool and calm manner.
We will not hesitate to refer him and North Shore Home Loans to friends and family. We will also definitely be reaching out again when we expand our investment portfolio in the future.
We worked with Brendan at NBHL as our broker, and he was incredibly knowledgeable and supportive throughout the entire home loan process. He patiently answered all of our questions—no matter how many we had—and made sure to explain everything in a clear, understandable way. His prompt responses to emails and consistent communication were invaluable. We can’t recommend Brendan from NBHL highly enough. Thank you so much!
We highly recommend Pat, Di and Jake from NBHL - they provided great communication, expert advice, were easy to get hold of and were super friendly. They made buying our new home so smooth and hassle free - if you're looking for a mortgage broker definitely contact Pat at NBHL. Thank you all for your help, we truly appreciate it.
These guys are 5 star for a reason.
I will not be going anywhere else. Pat and the team are amazing and the whole process was stress free. They are organised and definitely know their stuff. Highly recommend
I highly recommend NBHL, they were super helpful, very knowledgeable and easy to get in contact with. Pat and Jake assisted and explained every step of the process. They made the process of arranging a home loan less stressful.
Absolutely on point 💯 recommend. Every step of the way, from the first phone call with Pat we felt like it could be possible to achieve our goal.
Jake then helped us with every step of the process answering every question and guiding us through it. Jake was available when we needed it highly recommend. If anyone is looking for a first rate mortgage broker give Pat and Jake a call you will not be disappointed.
I can't thank Brendan, Fiona, and Pat enough for their help with my mortgage process. They were always so helpful and efficient. I really appreciated their friendliness, attention to detail and prompt communication. I highly recommend their services!
Pat, Di & the team at NBHL are an absolute breeze to work with. We have just been with the team for nearly 3 years now and have just refinanced our home loan with them again. Their extreme attention to detail and preparation of the application meant that it was processed quickly and approved without any further documentation required. Would strongly recommend.
North Brisbane Home Loans have been fantastic throughout the process. Always courteous and professional. My loan application has been a long and complex one, but the entire team there have done their utmost to find the best pathway, lender, and possible rate for me. They were always responsive and reachable. They deserve the highest recommendation possible.
So happy with the service Brendan provided. We felt listened to and we did not have to chase him for updates he was prompt in responding to us. So happy we found these guys
Had a very easy and well imformed experience with Pat, Di and the team at NBHL. Our situation was a little challenging but Pat and Di were able to package our application up perfectly and have it approved quicker then we could have imagined.
We have had extremely positive feedback from our solicitors with how NBHL communicated effectively keeping them up to date constantly and keeping them well informed.
I will definitely be recommending NBHL to friends and family.
I changed my mind several times, yet the team was quite patient to help me with alternative plans. I'm actually sorry for giving them all the drama.
Anyway, good team, excellent service.
We had a great experience with Pat and Jake, who were very helpful through the whole process. They both worked efficiently , took pride in their work and clearly laid down all the options, and listened carefully to our needs. They took great consideration into our circumstance to recommend the best home loan options for our family and what we are looking for.

If you are looking for trusting, knowledgeable, and efficient mortgage brokers, Jake and Pat were fantastic and helped make the process seamless and stress free. I highly recommend them and appreciate the work they have done for us.
Exceptional Service and attention to our personal circumstances.
Pat and the whole team at NBHL went over and above to navigate our personal requirements for lending. Our financial structure is not straight forward and Pat's attention to detail right from the start meant that the whole process was a smooth as possible.
The support team also played a huge role at settlement and were able to provide quality information that assisted to alleviate the final hurdles in an extremely timely manner.
The NBHL team took the stress out of our big purchase and we're now one step closer to retirement dreams. We highly recommend their services.

Thanks Pat, Di and the team.
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First Class Experience! My experience with Patrick was truly first class. From start to finish the team kept me fully informed on the progress of my home loan application. As a first time home buyer everything was explained clearly and simply. Communication was key and they certainly delivered. I would highly recommend Patrick and his team.
My partner and I just purchased our first home with Pat and Jake's support and they were absolutely outstanding from the beginning. We felt they always went above and beyond to ensure we felt supported and understood throughout the entire home loan application and approval process. They were always very responsive over email, text and phone call and answered all of our questions. We would definitely recommend the NBHL team to anyone looking to purchase their first home.
We have used Jake and Pat and the team twice now for our mortgage needs, and both times have been outstanding experiences. From the very beginning, Jake and Pat were quick to respond and always available to answer our questions.

What impressed us the most was their efficiency and ability to make the process seamless. They provided clear, straightforward advice that helped us make informed decisions, and their quick turnaround times ensured that everything stayed on track.

I highly recommend Jake to anyone looking for a mortgage broker who is knowledgeable, efficient, and genuinely cares about their clients. Thank you, Jake and Pat, for your exceptional service!
Brendan was a great person to work with, he patiently walked through the whole process with me and my partner. Appreciate his promptness and his level of insight he provided! Great team with great results.
Great service, easy communication process, engaging team made my refinancing easy.
NBHL have been amazing to deal with. Special thanks to Fiona and Brendan. Super grateful for the offer I received, anything I needed answers to or clarification around, Brendan was always there to help me understand anything that I didn’t to put my mind at ease. Thank you!
Brendan, Fiona and the team were amazing. They were incredibly patient, responded promptly and processed my application a lot quicker than I was expecting. Highly recommend using these guys!
Thanks to the team at NBHLs 👊
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