Mortgage Brokers, Home Loan & Finance Specialists in Brisbane, QLD
Looking for the top-rated home loan mortgage broker near you? A trusted and experienced Brisbane mortgage broker or lender can help you find the best home loans you need to buy your first or second home in Brisbane.
If you want to get approved for a loan quickly or buy your first home then choosing the recommended mortgage brokers in Brisbane, QLD is the best choice.
Don’t Risk Your Home Loan Getting Rejected!
When processing your home loan, there’s not always a guarantee that it will be approved before its settlement. But with the help of an expert mortgage and finance broker, you’ll increase the likelihood of an error-free submission of your home loan application.
Always take advice from the trusted and recommended mortgage brokers near you before you invest in any property!
Why Choose The Best Mortgage Broker Brisbane?
When looking for a Brisbane mortgage broker to take advice on buying a first home loan, second home mortgage, home loan refinance, or self-employed loan, choosing the trusted mortgage broker is a good option. There are many great finance brokers in Brisbane offering high-quality mortgage services.
But, some are the best in their profession and awarded for their financial services. North Brisbane Home Loans is an Award-Winning Mortgage Broker in Brisbane, Queensland that is rated as best by the Three Best Rated for its trusted mortgage services like first home buyers loan, refinance home loan, self-employed loans, and next home loan mortgage.
North Brisbane Home Loans Awards & Recognition
With more than 90 years of combined experience, North Brisbane Home Loans is among the best mortgage brokers in North Brisbane. For many years, the NBHL’s team has been getting awards and recognition for its top-quality mortgage and business finance broker services in Brisbane.
Being the best Independent Mortgage Broker in Brisbane, we offer the best value loans to help you achieve your property ownership dreams.
Get the latest from the Mortgage Brokers Brisbane Market
Brisbane is booming, especially when it comes to new developments. This humble city now boasts some beautiful luxury homes in sought after locations.
At North Brisbane Home Loans, we help your homeowner’s dream come true. Our services extend from Brisbane to the entire state, and we also offer business finance broker services. Talk to a mortgage broker Queensland and get your leg up the property ladder today.
Why Choose North Brisbane Home Loans Mortgage Brokers in Brisbane?
We are one of the best Brisbane mortgage brokers offering the best value loan options for a long time. Our company specialises in helping first home buyers, first homeowners and self-employed clients get a better deal and are committed to giving back to our community. We can understand getting finance can be difficult for a business person.
As an award-winning team of Brisbane mortgage brokers, we helped a number of businesses or self-employed persons each year to achieve their financial goals by providing the best finance solutions. If you need a business loan broker in Brisbane then you can trust North Brisbane Home Loans finance specialists.
We Put You First
Just read one of the hundreds of reviews from our happy clients! We genuinely want to help you achieve your property ownership dreams.
We Work For You, Not The Banks!
Our Brisbane mortgage brokers don’t charge a fee for our services (our commission comes from the mortgage lenders). We will be by your side every step of the way making sure you select the best loan product for your individual circumstances.
Experienced Mortgage and Finance Broker Brisbane
With more than 90 years’ combined experience in the industry, we can confidently offer you the best advice when it comes to finding a loan for you. We are a dedicated team of expert home loan brokers that is always available near you for loan advice.
North Brisbane Home Loans’ Trusted Network
Aside from providing you with the best advice on your home loan needs, we can also introduce you to our network of trusted contacts – everything from building and pest, real estate agents, solicitors, and more – and all at discounted rates for our clients.
Or, you can also use our calculators to help give you a rough estimate of how much you can borrow as well as what your monthly repayments and total government fees are going to look like.
Win The Game of Homes with the Best Mortgage Broker
At North Brisbane Home Loans, we strongly believe that loan products should be clear to understand, easy to access and provide you with peace of mind. That’s where our experienced team of finance & mortgage brokers step in.
Our team specialises in first home buyers mortgage as well as helping home owners and self-employed persons get a better loan deal. We are committed to giving back to our community.
Meet our experienced Brisbane mortgage brokers team, or give us a call today.
Secure the Best Home Deal with Trusted Mortgage Brokers Brisbane Northside
Looking for a first home loan, second home mortgage, home loan for self employed, or home loan refinance in Brisbane?
Contact one of our Brisbane mortgage brokers today.
Contact Mortgage Brokers Near Brisbane, QLD
Whether you’re buying your first home, forever home, investment property, or looking to refinance a loan, the award-winning team of home loan brokers at North Brisbane Home Loans can help you achieve your financial dreams.
Frequently Asked Questions
How do I make an offer on a house and when to get finance?
Making an offer on a house of your dreams can be a thrilling experience — even more so when you’re confident that you’re offering a fair price. Financing a home loan is a big commitment so it pays to get help from a professional mortgage broker before making an offer on a house. A mortgage broker can save you a lot of time and money by getting the best possible financing options. They can also help you negotiate with lenders on your behalf. With so much at stake, it makes sense to seek out the expertise of a mortgage broker when making an offer on a home.
Can I use my super to buy a house?
If you are a first home buyer, property investor, or a retiree / over the age of 65, then great news! You can definitely use your super to buy a house. Get in touch with us and speak to our team of Brisbane mortgage brokers. We’ll be more than happy to help!
What is First Home Owners Grant?
The FHOG is a government initiative aimed at helping first home buyers have their new first home sooner. It is funded by each state or territory and was introduced in 2000 to offset the effects of goods and services tax (GST) on first home buyers.
The first home buyers grant Brisbane will be helpful for paying fees like stamp duties, title searches, deposits, and other legal costs.
How much is the First Home Owners Grant?
When the Grant started on 1 July 2000 it was valued at $7,000. It was increased to its peak of $21,000 and then stabilised at $15,000. This figure will stay and is not likely to change in the near future.
Are first home buyers in Brisbane exempt from stamp duty?
First home buyers in Brisbane may be eligible for a stamp duty exemption. This, however, depends on the value of the property you are purchasing.
Queensland Stamp Duty Rebate/ Concession – could save you up to $8,750 if you are buying an established or newly built home priced at $550,000 or under. The Concession also works if you’re buying a block of vacant land for under $400,000 where you can get a Rebate of up to $7,175.
How much can I borrow?
If you’re not ready to talk yet to any one of our Brisbane mortgage brokers, you can use our calculator to get an approximate figure of your loan and your monthly repayments, as well as your total government fees and extra repayments.
Simply click here.
How much of a deposit do I need for home loans in Brisbane?
The answer to this question will vary depending on your current financial situation and your potential borrowing capacity. Most lenders will, as a minimum, require a deposit that is equal to 5% of the property purchase price (for those that have a stable form of employment, adequate income and a good credit report). For example, if you were looking to buy a property worth $500,000, you’d need a minimum deposit of $25,000 (equal to 5%). However, if your deposit is less than 20%, you may be required to pay for Lender’s Mortgage Insurance (LMI).
Do I have to apply through a mortgage broker Brisbane? Why don’t I just go to a bank?
You can apply for home loans in Brisbane by going directly to your bank (or any other lender) or by applying through a mortgage broker. But choosing to apply through your bank can severely limit your choices and likely won’t result in you getting the best possible home loan to suit your needs. In contrast, experienced finance brokers in Brisbane will be able to compare suitable loans from a wide panel of lenders to identify which one is best for you. They’ll do this after first considering your current financial situation and any long-term goals you may have in mind. They’ll also handle all the negotiations, complete the paperwork and follow through with the lender to ensure your application is viewed in the best possible light.
Can I still work with you even if you’re not mortgage brokers near me?
Absolutely! North Brisbane Home Loans has helped many homeowners and investors from across the state and country — and we are committed to serving more! Reach out to us and book a FREE consultation or for expert mortgage broker advice.