I NEED TO PAY OFF ALL MY OTHER EXPENSES BEFORE I CAN APPLY FOR A HOME LOAN?
I Need To Pay Off All My Other Expenses Before I Can Apply For A Home Loan? This is a first home buyer myth. And it’s not true! You…
What costs are there when I buy my first home?
What costs are there when I buy my first home? When buying your first home, you need to allow for additional costs that are over and above your deposit. Your…
Are you settling for second best?
Are You Settling for Second Best? When looking for a home loan – it is normal to want to get the best rate possible on your mortgage. With many lenders…
WHAT DEPOSIT DO I NEED IF I AM A FIRST HOME BUYER?
What Deposit Do I Need If I am a First Home Buyer? We have had heaps of calls recently from first home buyers wanting to get out of the rental…
THE 3 C’S OF LENDING
Collateral, Capacity, and Character When I first started in lending many years ago – these were the pillars of any lending assessment made by a bank. And it has not…
DO YOU NEED TO REFINANCE YOUR HOME LOAN?
Do You Need to Refinance Your Home Loan If you’ve only taken out your home loan in the last few years, refinancing is probably the last thing on your mind.…
CAN I USE FAMILY AS A GUARANTEE?
With increasing property prices, and also the required 20% deposit to avoid mortgage insurance some young people are looking to the family for assistance to buy their first home. After…
WHAT DO RECENT BANK POLICY CHANGES MEAN TO ME?
You may have heard about recent changes to major bank policies and interest rates etc. These are big changes that are affecting buyers and investors all over Australia. Basically APRA…
WHAT IS A MORTGAGE BROKER?
Mortgage brokers are professionals in the home loan industry. They work with you to determine your borrowing needs and how much you can borrow. Brokers help ensure you don’t take…
SHOULD I USE A MORTGAGE BROKER?
Should I Use A Home Loan Mortgage Broker In Brisbane? There are many reasons why people need a credit or to borrow money. And there are many different types of…