What is Refinancing and How Does it Work?
What is Refinancing? What is refinancing and why is it one of the solutions people turn to when they’re in dire financial straits? Is refinancing only ideal when you need…
Good Reasons to Refinance in 2023
Are the rising interest rates in 2023 starting to take their toll on your finances? Are you experiencing challenges in repaying your mortgage and making ends meet? If you answered…
Switching Home Loans from One Bank to Another: How and Why?
Switching Home Loans from One Bank to Another: How and Why? Switching home loans has become a popular option for homeowners in Australia, especially when better interest rates, loan terms,…
Does Renting Help You Get a Mortgage? Leveraging Rental History for Home Loans
If you’ve asked yourself “Does renting help you get a mortgage?”, this can only mean that you dream of owning a house and want to stop renting. Unfortunately, saving for…
How Will A Mortgage Lender Assess My Living Expenses?
HEM Living Expenses and How These Affect Loan Assessments What are HEM living expenses and why are they important when you’re considering taking out a home loan? Will your living…
Should You Refinance Your Home Loan? Top 10 Benefits Of Refinancing
For Brisbane homeowners who have bought property in the past few years, you may be wondering if it is too early to refinance your home loan. Are you experiencing what…
Renegotiating price after building inspection: can it be done?
Patrick CranshawPatrick Cranshaw, a Certified Mortgage Professional for over 21 years, founded North Brisbane Home Loans in 2002. His career began with ANZ Bank in New Zealand, where he progressed…
3 Ways cash rate hikes affect interest rates for investment property
3 Ways cash rate hikes affect interest rates for investment property Investment property owners need to be aware of how cash rate hikes can impact their investment home loans as…
Refinancing a fixed rate home loan: should I do it?
Refinancing a fixed rate home loan: should I do it? Is your current mortgage term about to end, and are you considering refinancing it? Refinancing a fixed rate home loan…
How Do I Calculate My Borrowing Capacity When Refinancing?
Patrick CranshawPatrick Cranshaw, a Certified Mortgage Professional for over 21 years, founded North Brisbane Home Loans in 2002. His career began with ANZ Bank in New Zealand, where he progressed…