Myth vs. Reality: Does Refinancing Affect Credit Score? Does refinancing affect credit score? This question has become significant of late, ever since more and more people turned to refinancing to…
Fluctuating Australian Property Market: Should You Buy? Following a year of interest rate rises, diminished borrowing capacity, and soaring rents, the Australian property market appears more dynamic than ever. With…
Refinancing a Home Loan: Impact on Your Home’s Value? Are you thinking of refinancing a home loan but aren’t sure what its effects may be on the value of your…
Home Loan Refinancing for the Self-Employed Home loan refinancing in Australia hit record highs during 2023, as many mortgage holders took a proactive approach to combating inflated interest rates. This…
Lenders Mortgage Insurance and Refinancing: What You Should Know For homeowners who are thinking of refinancing, knowing a bit about Lenders Mortgage Insurance (LMI) can be helpful. This is because…
Home Loan Borrowing Power: How to Calculate Your Borrowing Capacity “How much can I borrow?” It’s one of the most important questions for a first home buyer, but it’s difficult…
Understanding Home Loans: What is a Comparison Rate vs Interest Rate? Are you in the market for a home loan? If so, you’ve probably noticed lenders advertising an interest rate…
Understanding Home Loan Refinance Rates and the Costs Involved Did you know that home loan refinancing increased by almost 14% during the past financial year? This is according to the…
The Myth and Reality of No Doc and Low Doc Loans Searching for ‘no doc’ loans in Australia? You’re not alone. No doc and ‘low doc’ loans are in the…
Why Would a Mortgage Lender Decline Your Mortgage Application? 10 Reasons Explained Setting your eyes on a dream property is one thing, but making it a reality? That can sometimes…